STRATEGIES

PERSONAL FINANCIAL STRATEGIES
 

Creating a personal financial strategy involves a close review of your asset, debts, liabilities and other financial goals and objectives. Additionally, we look at your lifestyle so together, we can develop a plan that gives you the tools to make the right choices for your future. 

WEALTH (ASSET ACCUMULATION) STRATEGIES

 

Your financial goals are unique to you and require knowledge and discipline to achieve. We will share with you the sound financial principles to build wealth in a revolutionary way with the proven strategies that will accelerate the pace to help you get there quicker.​

TAX STRATEGIES
 

Developing a sound tax strategy that minimizes your tax bill is a critical part of any financial plan. Some taxes can be deferred, and others can be avoided through tax-efficient investing. We will teach you how, through careful and consistent preparation, you can reduce the impact of taxes on your finances.

HEALTH & LONG TERM CARE STRATEGIES

 

Unexpected health care costs are one of the top threats to your finances. Furthermore, the U.S. Department of Health and Human Services estimate 70% of people turning age 65 can expect to use some form of long-term care during their lifetime. Our financial strategies typically included a mitigation plan that will protect your assets in the event of an unforeseen health issue.

INVESTMENT STRATEGIES
 

Kel-Star Consulting subscribes to Warren Buffets TWO RULES OF MONEY:

RULE #1: Never Loser Money, RULE#2:  Don't Forget RULE #1. We will help you develop an investment strategy that will allow you to take advantage of the upside gains in the market with none of the downside risk.  
 

RETIREMENT STRATEGIES
 

With stock market volatility, uncertain monetary policy, rising government debt and low-interest rates, the chance that traditional retirement planning will be successful dwindles every day. Our "Stress-Free" and "Tax-Free" retirement strategies eliminate many of the issues weighing on the minds of retirees.

BUSINESS OWNER STRATEGIES

EMPLOYMENT BENEFITS
  • Major Medical*

  • Dental

  • Group Life

  • Group Short Term & Long Term Disability

  • Voluntary Benefits

  • Pension Design & Administration

EXECUTIVE BENEFITS
  • Supplemental Life & Disability Income Protection

  • Business Insurance

  • Succession Planning

  • Buy-Sell Agreements

  • Key Person Planning

  • Split Dollar Arrangements

PERSONAL STRATEGIES
  • Life and Disability Income Protection

  • Long Term Care Insurance**

  • Wealth Accumulation

  • Wealth Distribution

  • Retirement Planning

  • Estate Planning​​

ADDITIONAL PLANNING STRATEGIES
  • Debt Elimination

  • College Funding

  • Charitable Giving

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